Legal

Terms & Conditions

MNM Resources Pty Ltd — Property Data Consulting.

Last updated: 30.05.2026

Welcome to MNM Resources Pty Ltd ("MNM Resources", "we", "our", "us"). These Terms & Conditions govern the use of our website, enquiry process, and property data consulting services.

By using this website, submitting an enquiry, booking a consultation, attending a consultation, or otherwise engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

1. Nature of Services

MNM Resources Pty Ltd provides educational and data-driven property consulting services to assist clients in understanding Australian property markets and property-related data.

Our services may include, but are not limited to:

  • Property investment strategy discussions
  • Suburb and location analysis
  • Property market data interpretation
  • Cashflow and yield modelling discussions
  • Property-related research and insights
  • Owner-occupier property discussions
  • SMSF property-related discussions
  • General property recommendations and decision "sense-checking"

Consultations are typically conducted in one-hour sessions via online meeting platforms such as Google Meet unless otherwise agreed.

Recurring sessions may occur only where mutually agreed between MNM Resources and the client.

2. No Financial, Tax, Legal, Lending or Real Estate Advice

MNM Resources Pty Ltd is not a licensed financial adviser, tax accountant, mortgage broker, buyer's agent, legal practitioner, or licensed real estate professional.

All services provided are educational, informational, and data-driven in nature only.

Any recommendations, observations, opinions, property discussions, scenario modelling, or decision "sense-checking" provided during consultations are intended solely to assist clients in their own independent decision-making process.

Nothing provided by MNM Resources constitutes:

  • Financial product advice
  • Personal financial advice
  • Tax advice
  • Legal advice
  • Lending or mortgage advice
  • Real estate agency services
  • Property acquisition services

Clients remain solely responsible for their investment, financial, legal, lending, tax, and property decisions.

Clients should obtain independent professional advice from appropriately licensed professionals before making any financial or property-related decision.

3. No Guarantee of Results

Property markets involve risk and uncertainty. MNM Resources does not guarantee:

  • Capital growth
  • Rental yield or rental outcomes
  • Property performance
  • Cashflow outcomes
  • Investment success
  • Tax outcomes
  • Financing outcomes
  • Property suitability
  • Future market performance

Any data, forecasts, trends, assumptions, scenarios, modelling, opinions, or recommendations discussed are based on information reasonably available at the time and may change without notice.

Past performance, historical trends, and data analysis are not guarantees of future performance.

4. Client Responsibility and Reliance

Clients acknowledge and agree that:

  • they remain solely responsible for all property and investment decisions;
  • they will independently verify any material information prior to acting;
  • they will seek independent financial, tax, legal, accounting, mortgage, and property advice where appropriate;
  • they do not rely solely on information provided by MNM Resources when making decisions involving financial risk.

To the fullest extent permitted by law, any reliance on information provided by MNM Resources is at the client's own risk.

5. Consultation Bookings

Consultations are conducted by prior arrangement following an enquiry submitted through our website or other communication channels.

Submission of an enquiry does not guarantee acceptance of an engagement. MNM Resources reserves the right to decline engagements at its discretion.

Google Meet invitations or other meeting details will be provided after consultation arrangements have been confirmed.

6. Fees and Payment

Consultation fees are quoted and agreed prior to each consultation. Fees may vary depending on the scope, complexity, and nature of the consultation.

Unless otherwise agreed in writing:

  • consultations are invoiced after the session; and
  • payment is due within 7 calendar days from the invoice date.

MNM Resources reserves the right to suspend or decline future consultations where invoices remain unpaid. Clients are responsible for any reasonable debt recovery costs incurred in recovering overdue amounts.

7. Rescheduling and Cancellation Policy

Clients may reschedule a consultation by providing at least 24 hours' notice.

Where less than 24 hours' notice is provided, MNM Resources reserves the right, at its sole discretion, to charge the full consultation fee.

Failure to attend a scheduled consultation without notice may be treated as a no-show and may incur the full session fee.

MNM Resources may reschedule consultations where reasonably necessary.

8. No Recording of Sessions

Consultation sessions may not be recorded by clients without prior written permission from MNM Resources. This prohibition includes, without limitation:

  • video recording;
  • audio recording;
  • screen recording;
  • transcription tools;
  • AI meeting assistants or recording bots.

Unauthorised recording constitutes a material breach of these Terms & Conditions.

9. Intellectual Property

All materials, frameworks, spreadsheets, methodologies, research approaches, models, concepts, recommendations, written communications, reports, templates, and consultation content remain the intellectual property of MNM Resources Pty Ltd unless otherwise agreed in writing.

Clients may use information provided solely for their own personal use. Clients must not, without written permission:

  • reproduce;
  • redistribute;
  • resell;
  • publish;
  • commercially exploit; or
  • share consultation materials with third parties.

10. Confidentiality and Privacy

MNM Resources respects client confidentiality. Clients may disclose financial or personal information during consultations. We will take reasonable steps to maintain confidentiality of information disclosed.

However, clients acknowledge that:

  • electronic communications may involve inherent security risks;
  • information may be disclosed where required by law; and
  • clients should avoid sharing unnecessary sensitive information.

MNM Resources will retain personal information only where reasonably necessary for providing services, business administration, legal compliance, or dispute resolution.

11. Limitation of Liability

To the maximum extent permitted by law, MNM Resources Pty Ltd excludes all liability for any loss, damage, cost, claim, or expense arising from or related to:

  • property decisions;
  • investment decisions;
  • lending outcomes;
  • tax outcomes;
  • missed opportunities;
  • market changes;
  • reliance on consultation discussions; or
  • use of data, opinions, recommendations, or materials provided.

Where liability cannot be excluded by law, the total liability of MNM Resources is limited to the amount paid by the client for the specific consultation giving rise to the claim.

Nothing in these Terms excludes rights that cannot lawfully be excluded under the Australian Consumer Law.

12. Australian Consumer Law

Nothing in these Terms & Conditions excludes, restricts, or modifies any consumer guarantees, rights, or remedies available under the Competition and Consumer Act 2010 (Cth) or applicable Australian Consumer Law where such rights cannot lawfully be excluded.

13. Third-Party Information and Data

MNM Resources may rely upon third-party data sources, market reports, publicly available information, or property-related datasets. We do not warrant the accuracy, completeness, or continued availability of third-party information.

14. Website Information Disclaimer

Information published on this website is general information only and is not tailored to individual circumstances. Website content should not be relied upon as a substitute for professional financial, legal, taxation, lending, or property advice.

15. Governing Law

These Terms & Conditions are governed by the laws of Victoria, Australia. Any dispute arising from these Terms or services provided by MNM Resources shall be subject to the exclusive jurisdiction of the courts of Victoria.

16. Amendments

MNM Resources may update these Terms & Conditions from time to time. Updated terms become effective once published on the website. Continued use of the website or services constitutes acceptance of the revised Terms.

17. Contact

MNM Resources Pty Ltd
Melbourne, Victoria, Australia
Email: info@mnmresources.com
Website: https://mnmresources.com

For enquiries regarding these Terms & Conditions, please contact us via the website enquiry form.